Your Money Links
Financial Support
CSA is responsible for administering Australia's Child Support Scheme, supporting separated parents to transfer payments for the benefit of their children.
Centrelink assists people to become self-sufficient and supports those in need.
Family Payments and Allowances
Baby Bonus is paid to families following the birth (including stillborn babies) or adoption of a child. It recognises the extra costs incurred at the time of a new birth or adoption. This page from the Family Assistance Office links to information about eligibility, rates and how to apply.
Child Care estimator helps families budget for their child care costs for Child Care Benefit, Child Care Rebate entitlements, and out-of-pocket child care costs. The rate estimator lets you estimate Centrelink and/or Family Assistance, Child Support, and Child Care payments you may be able to receive, based on your current or proposed circumstances. You do not need to register to use this service.
The Child Care Rebate helps working families with the cost of child care. The Child Care Rebate covers 50 per cent of out-of-pocket child care expenses for approved child care up to the annual cap. The Child Care Rebate is a payment delivered through the Family Assistance Office.
The Child Support Scheme is administered by the Child Support Agency (CSA). It helps separated parents transfer child support for the benefit of their children. It provides choices in managing child support so it works for both parents.
Provides information on the Education Tax Refund designed to help families with children undertaking primary or secondary school studies meet the costs of school education.
This page from the Family Assistance Office links to information on eligibility for Family Tax Benefit Part A, payment rates and payment options.
This page from the Family Assistance Office links to information about eligibility, rates and payment options for Family Tax Benefit Part B.
Large Family Supplement is an extra payment to assist families with three or more children. This page from the Family Assistance Office links to information about eligibility, rates and how to apply.
Maternity immunisation allowance
Maternity Immunisation Allowance (MIA) is a non-income tested payment that is generally paid as two separate amounts. The first amount will be paid if your child is fully immunised between 18-24 months and the second amount will be paid if your child is fully immunised between four and five years of age. This page from the Family Assistance Office links to information about eligibility, rates and how to apply.
The Paid Parental Leave scheme provides a government funded entitlement for working parents. You may be eligible for Parental Leave Pay if you are the primary carer of a child born or adopted from 1 January 2011.
Rent Assistance gives extra help if you receive more than the base rate of Family Tax Benefit Part A, and pay rent to private landlords. This page from the Family Assistance Office links to information about eligibility, rates and how to apply.
Personal Finance
Calculators and tips to help you make better financial decisions from ASIC and the Australian Government. Simple guidance you can trust.
You may have money stashed away which you've forgotten about, or didn't know you had! Search records of unclaimed money from bank accounts, company shares and life policies and see how to lodge a claim.
The First Home Owner Grant scheme is a joint Australian and State Government initiative to help first home owners. The grant provides a $7000 benefit to eligible applicants. Each State and Territory Revenue Office is responsible for administering the grant in their respective jurisdiction. This site includes links to the various revenue offices.
Provides some hints for dealing with your debts, where to go for help if you have debt problems and your rights if you are approached by a debt collector.
Protect your Financial Identity
This website provides information for both individuals and businesses about how to protect your financial identity in everyday life and minimise the damage if a problem occurs.
Check out this parents' guide to kids and money. Help put your children on the road to handling money responsibly.
Educational Guide to Money and Currency
Learn to manage your money so you always have enough for what you need and want.
It can be a lot tougher to conserve and budget your money than you might think. This site has tips for your teens to learn the art of earning and saving.
Banking and Money
Compare interest rates and star ratings for some of the best value Australian home loans, credit cards, credit card rewards, savings accounts, term deposits, car insurance, home and contents insurance, life insurance, health insurance, superannuation and managed funds.
RateCity is a financial comparison website where Australians can search, compare and apply for over 13,000 financial products from over 250 institutions. Compare credit cards, car insurance, transaction accounts, investment accounts including savings accounts and term deposit accounts. Also featured are loans, which range from car loans to personal loans and mortgages.
The Credit Ombudsman Service Limited (COSL) is the external dispute resolution scheme for the financial services industry, approved by the Australian Securities and Investments Commission (ASIC). This service can resolve complaints with members including credit unions and building societies, non-bank lenders, mortgage and finance brokers, financial planners and a wide range of other financial services and product providers.
The Financial Ombudsman Service brings together three separate external dispute resolution schemes: the Banking and Financial Services Ombudsman, the Financial Industry Complaints Service, and the Insurance Ombudsman Service. This service provides accessible, fair and independent dispute resolution for consumers and financial services providers.
Super Seeker lost superannuation search
Do you have any lost superannuation? You can use the Super Seeker tool to look for lost super in real time.
Current exchange rates as listed by the Reserve Bank of Australia.
Investment
Defence Housing Australia (residential property investment)
Defence Housing Australia (DHA) is responsible for providing housing solutions to members of the Australian Defence Force (ADF) and their families. To fund its operations, each year DHA sells a limited number of properties to investors under a leaseback arrangement. The site outlines DHA residential property investment and its benefits.
The MoneySmart website, run by the Australian Securities and Investments Commission, offers free, simple guidance you can trust to help you make the best choices for your money. Put together by an experienced team of financial planners and consumer educators, the website covers superannuation, banking, investing, borrowing and credit, insurance, budgeting, scams, retirement income planning and unclaimed money. Includes links to calculators and tools to help you with your personal finances.
National Information Centre on Retirement Investments
The National Information Centre on Retirement Investments (NICRI) aims to improve the level and quality of investment information provided to people with modest savings who are investing for retirement or facing redundancy. The role of NICRI is to help provide up to date independent information to assist people to make the best possible investment decisions they can.
Property and Housing
Defence Housing Australia (residential property investment)
Defence Housing Australia (DHA) is responsible for providing housing solutions to members of the Australian Defence Force (ADF) and their families. To fund its operations, each year DHA sells a limited number of properties to investors under a leaseback arrangement. The site outlines DHA residential property investment and its benefits.
The First Home Owner Grant scheme is a joint Australian and State Government initiative to help first home owners. The grant provides a benefit to eligible applicants. Each State and Territory Revenue Office is responsible for administering the grant in their respective jurisdiction. This site includes links to the various revenue offices.
First home saver accounts – Money Smart
If you are saving for your first home, a first home saver account is a good way to help you reach your goal. The government will contribute an extra amount that is a percentage of your savings each year. These accounts have a few rules so it's important to make sure they are right for you.
Housing Affordability Fund (HAF)
The Housing Affordability Fund (HAF) is a government proposal to improve the supply of new housing and make housing more affordable for home buyers entering the market.
Your home is generally exempt from tax. If you have an investment property, build or renovate for profit, or use a property in the running of a business, there may be implications for income tax, capital gains tax and goods and services tax (GST).
Youth and Students’ Payments
The Commonwealth Scholarships Program was introduced to assist students from low socio-economic backgrounds, particularly those from rural and regional areas and Indigenous students, with costs associated with higher education. To be eligible applicants must be Australian citizens or holders of Australian permanent humanitarian visas.
Payments and services are available to support people who are studying or planning to study, families and carers of students and people undertaking training or Australian apprenticeships.
Going to Uni: higher education for students in Australia
This site provides information about higher education, as well as sections on fees, loans and scholarships, courses and providers, resources and overseas study. It also incorporates a Course Search and myUniAssist, a secure portal where students can log in to check their entitlements and loan balances.
Banks, Building Societies & Credit Unions
Adelaide Bank is one of Australia's newer regional banks, having been formed on 1 January 1994, from what was the nation's largest building society, the Co-Operative Building Society of South Australia Limited.
For more than 150 years, AMP has been helping Australians reach their financial goals and create the lives they want for themselves. AMP Banking continues the tradition. It's a new way of banking. It doesn't have branches; instead they work with you directly, to provide top line home loans, everyday and savings accounts, credit cards and business banking.
Another of Australia's best-known lenders, ANZ offers a full range of financial products and services in Australia and New Zealand.
Australian First Mortgage (AFM) is one of Australia's leading non bank lenders, offering award winning home loan solutions, commercial property finance and leasing / hire purchase for brokers and customers.
Australian Financial manages all your financial services in one place. Integrated financial strategies help you earn more, pay less and achieve your Financial needs.
Experience a different kind of banking with Australia's first customer owned bank. We are committed to enhancing your financial well being.
Welcome to Bank of Queensland, Australia' s fastest growing retail bank offering customers a unique, person2person service expérience.
A leading Western Australian lender building a national presence, BankWest is a subsidiary of Halifax Building Society. In July 2003, seven of its loans were rated by the independent Cannex rating service as "five-star" - the highest rating available.
Bluestone specialises in providing mortgage finance to borrowers who do not fit the criteria of traditional lenders.
Relevant. Valued. Connected. At Bendigo and Adelaide Bank we're aiming to be Australia's leading customer connected banking group.
ChoiceLend has a suite of highly competitive loans, designed to deliver an unparalleled level of service to borrowers.
Commonwealth Bank of Australia, one of Australia's leading providers of integrated financial services including retail banking, funds management, superannuation and general insurance. In July 2003, five of its loans were rated by the independent Cannex rating service as "five-star" - the highest rating available.
Citibank in Australia is part of Citigroup, one of the world's largest financial services organisations. Citibank commenced consumer operations in Australia in 1985 when it was the first foreign bank to be granted a banking licence.
Collins Securities is one of Australia's largest and oldest non bank home loan lenders, providing home loans across Australia since 1993. In that time it has gained a reputation for offering a multitude of products that suits just about every individual requirement.
Offers complete banking services throughout New South Wales, Queensland, Victoria and Western Australia.
Offers a guarantee or bond that substitutes for a cash deposit between signing contracts and settlements.
When making financial decisions regarding loans and investments, you want to feel safe and secure. You can count on the Greater to provide the strength and security you are looking for. Operating since 1945, the Greater is one of the largest Building Societies in Australia.
Australia's second-largest building society, Heritage has consistently won awards for its loans over the past three years. It is a mutual society owned by its members.
Illawarra Mutual Building (IMB) Society
IMB is one of Australia’s largest building societies with assets of more than $4.8 billion and around 180,000 members. Established in 1880, we are also the longest standing Building Society in NSW.
Part of one of the world's largest banks, ING Direct was named Best Bank 2001 by Your Mortgage magazine. Its loans ranked among the top ten bank loans in every category of Your Mortgage magazine's 2003 Mortgage of the Year awards.
La Trobe Financial is an Australian founded, owned and operated mortgage lender, established on 3 August 1952 in Melbourne. La Trobe Financial has established and maintains a broad geographic spread of quality, primarily residential mortgage assets across Australia, with over 80% of securities domiciled in the major capital Australian cities of Sydney, Melbourne, Brisbane, Adelaide and Perth.
ME Bank to choose from a range of home loans, personal loans, term deposits, savings accounts and much more.
NAB - more give, less take. National Australia Bank personal and business financial services include internet banking, calculators, loans and credit cards.
Newcastle Permanent Building Society
Newcastle Permanent, the winner of the Cheapest Home Loan Package Money magazine 2011 award, offers fixed rates home loans, mortgages, personal loans.
Australia's premier second tier lending specialist; Paramount specialises in true non-conventional loans like Lo-doc, No-doc and Credit impaired borrowing needs.
Pepper Home loans is a specialist residential mortgage lender that offers genuine alternatives to the rigid lending criteria used by traditional lenders and can help those who have difficulties obtaining a mortgage through others.
Formed through the merger of two of Australia's most respected credit unions – Savings & Loans and Australian Central.
RAMS is a 100 per cent Australian owned non-bank lender. Launched as a retail brand in 1995, RAMS is widely regarded as one of Australia's most successful non bank lenders.
Rural Bank provides quality banking services with rural expertise. We specialise in rural loans, agribusiness, personal banking, savings and investments.
Australia's fifth-largest bank, St George won Your Mortgage magazine's Best New Product of the Year award for 2003. Nine of its loans ranked in the top ten in their categories in Your Mortgage magazine's 2003 Mortgage of the Year awards
A niche lender with a long history in the Melbourne home loan marketplace, Suburban provides a high level of personal service.
The Suncorp Group is one of Australia's leaders in banking, insurance, investment and superannuation. he Suncorp Group is Australia's 6th largest bank. The Group focuses on retail consumers and small to medium business.
Major provider of financial and insurance services to the Central Queensland region.
Australia's new direct bank is backed by NAB, with a range of great products - including our high interest online savings account, USaver and term deposits.
This major Australian lender provides banking, investment, insurance and other financial services and can trace its origins all the way back to 1817. Three of its products ranked in the top ten in their categories in Your Mortgage magazine's 2003 Mortgage of the Year awards
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